Replacement
car
If the car in your possession being used for running your own business, driving to work, to
the doctor, has been damaged due a collision and this was not your fault, you have the right
to claim with the insurance company of the collision perpetrator for damages in order to cover
the hire costs of a replacement car. The condition to have back the hire costs is that you
hire a vehicle of the same or inferior class, and that you evidence that the vehicle is
needed for work or because of the state of your health, and because lack of a car will cause
concrete financial and health losses to you. Before you hire the car you have to lodge a
suitable application with an insurance company. Acceptance of this application should be
confirmed on its copy with the stamp "Received on the day". The aggrieved person has the
right to use a replacement car through the whole time of immobilization of his/her car and not
only the so called ( technological repair time ". The aggrieved person has the possibility to
choose a hire company whose services he wants to hire.
According to the law ( Civil Code Article. 361, 363, and 415, Finance Minister's Decree
dated 24.03.2000, DU No. 26 Item 310 re OC ), the insurer re OC is obliged to meet all the
claims of an aggrieved person so that he/she not experience any losses resulting from the
damage done.